Natural Consequences

You touch fire, you get burned. You leave milk out, it spoils. You step on something fragile, it breaks. You buy a home out of your price range, you go into foreclosure. You charge excessive amounts on your credit cards, your items get repossessed. CEO's lie about the value of their products, they go to jail.

Or are natural consequences outdated?

The government seems to think so. The Presidential Candidates seem to think so. Henry Paulson seems to think so. You made bad money decisions? You lied about your financial situation? Never fear! (Cue Superman's theme song)

Federal Government is here!

"Here I come to save the day!"

And how do they rescue the damsel in distress, tied to the railroad track? With 700 billion dollars! But Superman can't fly anymore, he's carrying a $9.7 trillion weight around his shoulders. Why on earth would we trust a super hero with our money and retirement, who has a negative $9.7 trillion balance in his bank account? I don't. I absolutely do not want the government to bail out the housing market. Here is why:

• Aiding corruption: Why did the housing market fall? Why are these financial institutions failing? They were built on lies and deception. My husband used to work for a national financial institution, and had to quit. He had low numbers. Fiscally ignorant people came with their upside down balance books, and his company wanted him to push profit making products. They would look at him and ask, "Is this the best route for me financially?" And how grateful I am, he honestly told them "Absolutely not. This is what you need to do..." This was in a small branch in Oklahoma. I shudder to think how grand the cover-ups and how deep the deception is on Wall Street. In the criminal system, you can be charged with aiding a felon. Why is the government seeking to do so?
• Stupid people: People have fallen into the mentality that just because they work a 9-5pm job with an hourly pay they deserve a home. And not just any home, their dream home. Theater rooms, granite counter-tops, 3 car garages. All to store their stuff, bought on credit cards. The average American household with just one credit card has $9300 balance. What happened to saving now, buying later? Did you also know that 1/3 of American's who bought a home in the past 5 years owes more on their house than it is worth? I know many smart, hard working people who don't own homes. They have worked extremely hard to afford what they have, and take pride in their accomplishments. These are the everyday heroes who hold up our economy.

Bottom line: The country needs a reality check. The country needs the natural consequences of being greedy. What happened to the Prodigal Son when he squandered his inheritance? He ate with the pigs. The government is trying to prevent those who have squandered their inheritance from eating with the pigs. I see the bail-out as putting a Dora Bandaid on a gaping head wound. This will only be a temporary fix, because the root of the problem isn't being addressed. This is not a bail out, it is a sell-out. And we will be paying for it.

(Click here for a website that has contact information for your Senators. This issue is too important to sit on the fence. Pick a side and let your representatives know where you stand!)